It’s much faster and simpler than a photo deposit. (I can also get cash while I’m there. Can’t do that with the iPhone app.)
And then it’s done. The check is out of sight and out of mind. I know that if anything goes wrong, the bank will mail me something about it, although I’ve never had an ATM-deposited check get rejected by the bank later.
Sometimes, new technology is not progress.
[I hope the folks at Simple are listening. (Hey, where’s my invite anyway? :) The thing is, simply using cool technology is never enough. It has to provide a better experience. If it doesn’t it’s a failure. Certainly you don’t want a process that’s worse than old way, or less flexible.]